If your offer expires before you are ready to refinance your vehicle, please re-submit a pre-qualification application to check your eligibility for a new offer.Ĭapital One Auto Finance only finances new and used cars, light trucks, minivans and SUVs that will be used for personal use. After pre-qualification, when you submit your credit application you will have at least 15 days to provide any required information or documents and sign your contract. You may use your pre-qualification on the expiration date, but not on any day thereafter. Your pre-qualification expires 30 days from the date your pre-qualification application is received. Pre-qualification does not guarantee that you will receive financing or any particular financing terms, which are subject to change based on our evaluation of the credit application and any required documents. There is a minimum monthly income requirement of $1,500. An individual who does not have a physical street address may use an Army Post Office address or a Fleet Post Office address. Box addresses are not eligible for refinancing. Applicants must have a valid physical street address within the contiguous United States at the time of application. You must be at least 18 years of age to apply. You must be in good standing on your mortgage and auto loan payments. To pre-qualify for refinancing, you must be in good standing (not over limit, past due, or charged off) on any other existing Capital One account. You will also need to provide us with Title Transfer documents that vary by state. The Capital One Customer Service team will then begin to process your application, and may call you to verify the information submitted on your application.
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